Trust

What trust means at Rpenny

A few simple, explicit rules govern everything in Rpenny — and just as important, a clear list of what it deliberately does not do.

Here is exactly what Rpenny does — and what it never will.

Trust & safety

Built for children. Designed for parents.

No real money: Every experience uses virtual currency.
No ads: Your child's attention isn't for sale.
Parent approval: Parents remain in control.
Parent-controlled accounts: Parents create and manage child profiles.
Privacy first: Designed with children's privacy in mind.
Educational simulations: Financial concepts are explored through simulations.

Boundaries

Rpenny is deliberately narrow. Here is what it will never be.

Not a bank
Rpenny is not a bank, and it is not connected to any real bank account.
No real-money transfers
Every reward inside Rpenny is virtual. Rpenny never stores, transfers or connects to real money.
No child self-signup
A child can never create their own account. A parent sets up each child's username and PIN inside the Parent app.
Nothing to buy in-app
There is nothing for a child to purchase inside Rpenny, and no ads are shown.
No photos or camera
Rpenny never asks for a photo. Every avatar is a generated icon — there is no camera or file upload anywhere.

Family · Virtual currency

Co-parent · Priya

2,220 virtual currency

Balance

Done

Review

The Parent app's family dashboard: each child's virtual currency balance and level, all in one place.

The full policies behind these boundaries.