Trust

What trust means at Rpenny

A few simple, explicit rules govern everything in Rpenny — and just as important, a clear list of what it deliberately does not do.

Trust & safety

Built for families, on parents' terms

Virtual ₹, parent approval and no ads — here's what that means in practice.

Virtual ₹ only: Every virtual ₹ inside Rpenny stays there — used for practice, never spent or moved as real money.
Parent-created accounts: A parent sets up each child's sign-in inside the Parent app. Kids never sign up on their own.
Approval on every reward: Nothing is credited to a child's wallet until a parent approves it.
No ads, nothing to buy: Rpenny shows no ads and sells nothing in-app — there is nothing for a child to purchase.

Boundaries

Rpenny is deliberately narrow. Here is what it will never be.

Not a bank
Rpenny is not a bank, and it is not connected to any real bank account.
No real-money transfers
Every ₹ inside Rpenny is virtual. Rpenny never stores, transfers or connects to real money.
No child self-signup
A child can never create their own account. A parent sets up each child's username and PIN inside the Parent app.
Nothing to buy in-app
There is nothing for a child to purchase inside Rpenny, and no ads are shown.
No photos or camera
Rpenny never asks for a photo. Every avatar is a generated icon — there is no camera or file upload anywhere.

Family · Virtual ₹

Co-parent · Priya

₹2,220

Balance

Done

Review

The Parent app's family dashboard: each child's virtual ₹ balance and level, all in one place.

The full policies behind these boundaries.