Rpenny

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Rpenny
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For parents

Every challenge, every reward, on your terms

Set up your family, assign challenges with a virtual currency reward, and approve every reward before it ever reaches your child's wallet.

Auren says:

You set the challenges. You approve every reward. Here is how it works.

Everything a parent stays in control of

Family setup

Set up your family in minutes

Create your family, then invite a second parent by email or a one-time code. Up to two parents get full access to every child's account.

Family · Virtual currency

Co-parent · Priya

  • Aarav1,400 virtual currencyLv. 4
  • Meera820 virtual currencyLv. 3

2,220 virtual currency

Balance

12

Done

1

Review

Child profiles

Add a profile for each child

Create a username and PIN for each child right from the Parent app. There's no self-signup — every child account starts with a parent.

Challenges

Create a challenge, set the reward

Add a one-time challenge or a daily or weekly routine, attach a virtual currency reward, and assign it to a child.

Chore

Virtual currency

Tidy your room

Waiting for Aarav

Review

Review, then approve or reject

When a child marks a challenge done, it lands in your review queue. Approve it to release the virtual currency and XP, or reject it with a note so they can try again.

Wallet

Oversee every child's wallet

See each child's full transaction history, and send bonus virtual currency whenever you like.

Aarav · Virtual currency

1,400 virtual currency

  • Tidy your room+250 virtual currency
  • Bonus+50 virtual currency
  • Sent to Meera−100 virtual currency
  • Added to New cricket bat−200 virtual currency

Goals & progress

Watch goals and progress grow

Boost a child's savings goal with extra virtual currency, and track a weekly earnings chart and balance trend for every child from the family dashboard.

Trust & safety

Built for children. Designed for parents.

No real money
Every experience uses virtual currency.
No ads
Your child's attention isn't for sale.
Parent approval
Parents remain in control.
Parent-controlled accounts
Parents create and manage child profiles.
Privacy first
Designed with children's privacy in mind.
Educational simulations
Financial concepts are explored through simulations.

What Rpenny is not

  • Not a bank, and not connected to any real bank account.
  • Not able to move real money in or out, ever.
  • Not a place where a child can sign up alone — every account starts with a parent.
See how Rpenny keeps trust simple

Ready to teach money differently?

Start building financial habits today — before real money enters the picture.

Free to start · No ads · No real money

Learn · Earn · Save · Grow

Nova says:

Can we start?

Auren says:

Let's build their first money habit.