Today
See today's challenges
Open the app and see every challenge a parent has set for you — a one-time task or part of your daily or weekly routine.
Penny
Lv. 4
340 XP
Task
Tidy your room
To do
Rpenny
For kids
Finish your challenges, earn virtual currency and XP, and save toward something you want.

Challenges, goals, XP and a playground — where do I start?

Let's go. Scroll down and I'll show you.
Today
Open the app and see every challenge a parent has set for you — a one-time task or part of your daily or weekly routine.
Penny
Lv. 4
340 XP
Task
Tidy your room
To do
Earning
Finish a challenge and tap Done. A parent checks it and approves it — then virtual currency and XP land straight in your wallet.

Wallet
Every virtual currency you earn is tracked in your wallet, with the full history kept — and sometimes a parent adds a bonus.
Wallet
Level up
Every approved challenge earns XP. Levels climb from Level 1 upward, Penny grows alongside you, and a daily streak on your home screen counts the days you keep showing up.
Goals
Set a goal, put virtual currency toward it, and watch the bar fill. A parent can boost it with extra virtual currency.
Savings goal
New cricket bat
1,150 virtual currency / 2,400 virtual currency
Virtual currency
48% saved
Sharing
Send virtual currency to a brother or sister, or ask a parent if you can spend some from your wallet.

Money Playground
Explore how saving and financial growth work — with zero financial risk.

Can I try investing?

Yes. But first, let's learn how it works.
Understand fixed-return concepts.
5,500
virtual currency after the term
You put in 5,000Practice growth 500
Practice numbers — not a real return
100% virtual. 100% educational.
Educational simulations only. No real money. No financial transactions.
A parent sets up your profile first in the Rpenny Parent app.