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For kids

Earn it, save it, watch it grow

Finish your challenges, earn virtual currency and XP, and save toward something you want.

Nova says:

Challenges, goals, XP and a playground — where do I start?

Nova says:

Let's go. Scroll down and I'll show you.

From challenge to reward, made for kids

Today

See today's challenges

Open the app and see every challenge a parent has set for you — a one-time task or part of your daily or weekly routine.

Penny

Lv. 4

340 XP

6-day streak

Task

Tidy your room

To do

Earning

Tap Done, then wait for the nod

Finish a challenge and tap Done. A parent checks it and approves it — then virtual currency and XP land straight in your wallet.

Wallet

Watch your wallet grow

Every virtual currency you earn is tracked in your wallet, with the full history kept — and sometimes a parent adds a bonus.

Wallet

1,400 virtual currencyVirtual currency
  • Tidy your room+250 virtual currency
  • Bonus from parent+50 virtual currency
  • Sent to Meera−100 virtual currency
  • Added to New cricket bat−200 virtual currency
Send to sibling
Ask to spend

Level up

XP, levels and a daily streak

Every approved challenge earns XP. Levels climb from Level 1 upward, Penny grows alongside you, and a daily streak on your home screen counts the days you keep showing up.

Goals

Save toward something you want

Set a goal, put virtual currency toward it, and watch the bar fill. A parent can boost it with extra virtual currency.

Savings goal

New cricket bat

1,150 virtual currency / 2,400 virtual currency

Virtual currency

48% saved

Sharing

Share with your family

Send virtual currency to a brother or sister, or ask a parent if you can spend some from your wallet.

Money Playground

Learn investing before investing real money.

Explore how saving and financial growth work — with zero financial risk.

Nova says:

Can I try investing?

Auren says:

Yes. But first, let's learn how it works.

Understand fixed-return concepts.

Simulation12 months

5,500

virtual currency after the term

You put in 5,000Practice growth 500

Practice numbers — not a real return

100% virtual. 100% educational.

Educational simulations only. No real money. No financial transactions.

Get started with Rpenny

A parent sets up your profile first in the Rpenny Parent app.